FIRST PARTY INSURANCE COVERAGE Weg and Myers, P.C. has been a leader in representing policyholders against their own insurance companies when that company declines to provide them with coverage stemming from a calamity or occurrence which the policyholder has recently suffered. Over the last thirty years, Weg and Myers, P.C. has successfully represented insureds who have suffered major property damage (Insurance Advocate, May 1998), business interruption losses (Throgs Neck Bagels v. GA Ins. Co.), and claims under their life insurance policies.(Thompson v. Savings Bank Life Insurance Fund) In pursuit of its representation of its clients, Weg and Myers, P.C. has been a trailblazer in establishing legal precedents which have subsequently benefited all policy holders. In addition to its representation of policyholders, Weg and Myers' attorneys have been featured as speakers at numerous seminars and conventions in connection with various issues involving first party insurance coverage.(The Innocent Co-Insured Doctrine) THIRD PARTY INSURANCE COVERAGE  Weg and Myers, P.C. has been retained by clients ranging from non-profit organizations to major corporations in order to represent them against their liability insurance companies in litigation so as to compel the carrier to provide the client with defense and indemnification coverage in connection with lawsuits where the client has been named as a defendant. Weg and Myers, P.C. has been successful in a myriad of cases in which it has negotiated coverage for its clients as a result of its litigation strategies. Century 21, Inc. v. Diamond State Insurance Company. PROPERY DAMAGE LITIGATION  Whether representing building owners whose buildings have been damaged as a result of construction at an adjacent premise or the faulty maintenance of a sprinkler system in a tenant's space, Weg and Myers, P.C. has had a long tradition in suing the negligent responsible party on behalf of property owners who have suffered damage. While identifying the culpable party is always challenging, Weg and Myers success in this area is evidenced by its trial verdicts and successful settlements. REPRESENTATION OF PUBLIC ADJUSTERS AND BROKERS  Public adjusters have been the front line advocates on behalf of policyholders for decades. The use and function of public adjusters, however, have been regulated by the state legislatures, thereby creating various legal issues. Recognizing their unique role, Weg and Myers, P.C. has historically represented public adjusters in regulatory and legal disputes and continues in its efforts to preserve and safeguard their rights. While Weg and Myers, P.C. has traditionally prosecuted claims against insurance brokers (see practice area below), Weg and Myers has been called upon to represent insurance brokers in commercial disputes with insurance companies wherein the carrier has been accused of breaching the contractual rights of the broker. Such representation generally stems from an agency agreement entered into between the broker and the carrier which is not being honored by the carrier or where the carrier has improperly attempted to terminate that relationship. As an example of Weg and Myers efforts, it was successful in negotiating a $400,000.00 settlement with TIG insurance company as a result of TIG's alleged failure to properly credit an insurance broker with business it had written for the company which entitled that broker to a contingency commission based upon the broker's production numbers. BROKERS AND AGENTS/ERRORS AND OMISSIONS CLAIMS  While the initial focus of any insurance coverage dispute is the propriety of the carrier's basis for denial, there are circumstances in which the carrier's defenses are enhanced by the conduct of the insurance broker that the policyholder retained to procure coverage on its behalf. Issues may range from premature cancellation to inadequacy of coverage to negligent misrepresentations made by the broker. When those scenarios arise, Weg and Myers, P.C., on behalf of the policyholder, has been successful in holding the broker responsible for the loss suffered by the insured.(Richard Stevens, Plaintiff-Respondent v. Hickey-Finn & Company, Inc.,)
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