The effects of Superstorm Sandy has put insurance in the forefront of people's
minds once again. It has become clear that many insurance claims remain
unresolved. As a result, in an unprecedented move, both the States of
New York and New Jersey have instituted mediation programs for certain
Sandy claims that have been denied or remain unresolved. While New York
has limited this program to residential non-FEMA claims, the announcement
out of the New Jersey Governor's Office indicates that its program,
not yet codified will include non-FEMA commercial claims as well.Click here to see a copy of the New York regulations. You can also
click here for a copy of the press release in connection with the New Jersey mediation program. Once this becomes
codified we will post this on our website. In addition, as a public service,
we have prepared a basic checklist that all policyholders can review in
connection with claims that they may have. This checklist only covers
the basics as it relates to claim presentations and is primarily geared
to the homeowner who may be confronted with these insurance issues for the
Second Department affirms reformation of insured's policy and orders carrier to defend. Click here to read a copy of the Second Department's decision in Essex Ins. Co. v. Vickers.
Court rejects carrier's use of the "earth movement" exclusion to disclaim coverage as a result of dewatering activities at adjacent property. Click here to read a copy of the Court's decision.
Appellate Division reinstates verdict in favor of Public Adjuster's right to its fee, in connection with a litigated coverage action. Click here to read the Appellate Division's decision in PAB v. Seward Park.